Insurance Appeals Tribunal (Uganda) - 2024

7 judgments
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7 judgments
Citation
Judgment date
November 2024

 

8 November 2024
October 2024

 

4 October 2024
August 2024

 

1 August 2024
May 2024

 

31 May 2024

 

14 May 2024
February 2024
No insurance cover where premium unpaid and post-loss certificate and agency/renewal were unproven.
Insurance law – Condition precedent of premium payment (Section 63) and cash-and-carry reinstatement; Policy formation – distinction between certificates/stickers and operative policy documents; Agency – disqualification of intermediary employed by an insurer and ineffectiveness of ratification after loss; Evidence – need for ad idem on renewal and proof of premium payment; Remedies – no indemnity where no valid contract.
9 February 2024
January 2024
Whether insurer is entitled to prorated premiums where regulator temporarily deferred upfront premium-payment requirements.
Insurance law — premium as condition precedent under Section 63 Insurance Act 2017; premium-warranty clauses; regulatory suspension of premium-payment consequences (IRA COVID-19 circular); validity of cover without upfront payment; estoppel by conduct; entitlement to prorated premium.
31 January 2024