Insurance Appeals Tribunal (Uganda)

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16 judgments

Citation	Judgment date
February 2025
UAP Old Mutual Insurance Co. (U) Ltd v Africa Reinsurance Corporation (Miscellaneous Application No. 1 of 2025) [2025] UGIAT 1 (24 February 2025)	24 February 2025
November 2024
Fireworks Advertising Uganda Limited v CIC General Insurance Uganda Limited (Application No. 07 of 2024) [2024] UGIAT 7 (8 November 2024)	8 November 2024
October 2024
Sanlam General Insurance Uganda Limited v Finance Trust Bank Limited (Miscellaneous Application No. 03 of 2024) [2024] UGIAT 6 (4 October 2024)	4 October 2024
August 2024
Sanlam General Insurance (Uganda) Limited v Finance Trust Bank (Application 4 of 2024) [2024] UGIAT 5 (1 August 2024)	1 August 2024
May 2024
Sanlam Life Insurance (Uganda) Limited v Minet Uganda Insurance Brokers (Application 6 of 2024) [2024] UGIAT 4 (31 May 2024)	31 May 2024
CIC General Insurance Limited v Mutabazi (Application 2 of 2024) [2024] UGIAT 3 (14 May 2024)	14 May 2024
February 2024
Nambale, Nerima & Co. Advocates v Liberty General Insurance Uganda Limited (TAT Application 5 of 2023) [2024] UGIAT 2 (9 February 2024) No insurance cover where premium unpaid and post-loss certificate and agency/renewal were unproven. Insurance law – Condition precedent of premium payment (Section 63) and cash-and-carry reinstatement; Policy formation – distinction between certificates/stickers and operative policy documents; Agency – disqualification of intermediary employed by an insurer and ineffectiveness of ratification after loss; Evidence – need for ad idem on renewal and proof of premium payment; Remedies – no indemnity where no valid contract.	9 February 2024
January 2024
Topical Bank Limited v Goldstar Insurance Company Limited (Appeal 4 of 2023) [2024] UGIAT 1 (31 January 2024) Whether insurer is entitled to prorated premiums where regulator temporarily deferred upfront premium-payment requirements. Insurance law — premium as condition precedent under Section 63 Insurance Act 2017; premium-warranty clauses; regulatory suspension of premium-payment consequences (IRA COVID-19 circular); validity of cover without upfront payment; estoppel by conduct; entitlement to prorated premium.	31 January 2024
September 2023
Tropical Bank Limited v GoldStar Insurance Company Limited (Appeal 4 of 2023) [2023] UGIAT 6 (25 September 2023) Appeal dismissed for applicant's non-appearance under Regulation 19; applicant may seek reinstatement within 30 days. Administrative law – Procedural default – Non-appearance at scheduled hearing – Insurance Appeals Tribunal Regulations 2019, Regulation 19 – Dismissal of appeal and right to apply for reinstatement.	25 September 2023
July 2023
Mau Insurance Uganda Limited v Agri Exim Limited (Application 3 of 2023) [2023] UGIAT 1 (14 July 2023)	14 July 2023
June 2023
Zimu Construction Company Limited v Excel Insurance Limited (Miscellaneous Application 1 of 2023) [2023] UGIAT 5 (23 June 2023) Application for leave to appeal out of time dismissed for inordinate, unexplained delay; death of co-director was remote and insufficient. Enlargement of time – application for leave to appeal out of time – requirement to show sufficient cause and prospects of success – delay must be adequately explained – discretion exercised judicially – factors: length and reason for delay, prospects of success, prejudice to respondent.	23 June 2023
April 2023
APA Insurance Uganda Limited v Moil Uganda Limited (Application 2 of 2023) [2023] UGIAT 2 (26 April 2023)	26 April 2023
Asiimwe v UAP Old Mutual Life Assurance (Application 1 of 2023) [2023] UGIAT 3 (26 April 2023)	26 April 2023
March 2023
Byabagambi v NIC General Insurance Company Limited (Appeal 3 of 2022) [2023] UGIAT 4 (24 March 2023)	24 March 2023
January 2023
ICEA Lion General Insurance Company Limited v Shark Media Limited (Appeal 2 of 2022) [2023] UGIAT 7 (2 January 2023) Unpaid or belatedly paid admitted sums remain part of taxable subject matter; instruction fees reduced where matter ends on preliminary point. * Taxation of costs – determination of taxable subject matter – admission must be unconditional and paid without unreasonable delay to exclude sum from subject matter. * Costs – instruction fees – entitlement grows with progression of matter; fees may be discounted where matter resolved on preliminary point and did not proceed to full trial. * Taxing officer’s discretion – ability to adjust instruction fees based on complexity, advocate’s involvement and extent of proceedings.	2 January 2023
December 2022
Icea Lion General Insurance Company Limited v Shark Media Limited (Appeal 2 of 2022) [2022] UGIAT 1 (19 December 2022)	19 December 2022